PRIVACY POLICY

Effective Date: 9/1/2026

At Retirement for You, protecting your privacy is a top priority. We are committed to safeguarding the personal information you share with us in connection with Long Term Care, Annuities, Life Insurance, and other financial and advisory services.

Information We Collect

To provide accurate and personalized advice, we may collect:

  • Your name, address, phone number, and email address

  • Medicare Beneficiary Identifier (MBI) or Social Security Number (when necessary for enrollment)

  • Date of birth and demographic information

  • Current insurance details, including policy numbers

  • Health-related information needed to determine plan eligibility

How We Use Your Information

Your information is used only to:

  • Evaluate your options and recommend suitable coverage

  • Process applications and enrollments with carriers

  • Communicate with you regarding your coverage, benefits, and policy changes

  • Fulfill legal and regulatory obligations

We do not sell, trade, or rent your personal information.

Confidentiality and Security

  • All personal data is stored securely and accessed only by authorized personnel.

  • We comply with HIPAA and CMS (Centers for Medicare & Medicaid Services) guidelines to protect your health information.

  • When sharing data with carriers or third-party administrators, we disclose only the minimum information required to complete your enrollment or service request.

Your Rights

You have the right to:

  • Request a copy of the personal information we have on file for you

  • Correct or update inaccurate information

  • Request limitations on certain uses or disclosures of your information

  • Revoke your consent to share information, subject to legal and contractual obligations

Communication Preferences

By providing your phone number or email, you agree to be contacted about Medicare-related services. You may opt out of communication at any time by notifying us in writing, by phone, or by email.

Questions or Concerns

If you have questions about this Privacy Statement or how your information is handled, please contact us:

Retirement for You
184 Tiffany Dr. Ste. 103
Pueblo West, CO 81007
Phone: 719-757-4308
Email: ccook@retirement4u.com